The path to parenthood can be filled with a whirlwind of emotions—excitement, anticipation, and a touch of uncertainty. In this emotional landscape, thinking about the costs of IVF can often feel daunting. For some, these worries can cause delays or even make future parents consider giving up on their IVF journey altogether.
When thinking about having a baby, timing is critical. You need a partner who provides not just quality medical services, but also accessible and convenient solutions to the financial concerns many Australian families face.
That’s why at First Step Fertility, we’re committed to bulk-billing your treatment wherever we can under Medicare. Unlike other clinics, we also don’t charge for a number of common fees like registration fees, additional embryo freezing, or blastocyst culture. All of this can potentially save you thousands—and that’s on top of the savings from bulk-billing.
For any remaining out of pocket costs, our interest-free IVF payment plans can be a tool to help you focus on what truly matters—your journey towards welcoming a new life into your family.
Why Take Advantage of First Step Fertility’s IVF Payment Plans?
Our plans allow you to comfortably spread out of pocket costs like fees for your egg collection procedure, day hospital fees, or Frozen Embryo Transfer over 12 months—completely interest-free. This approach makes dealing with the financial aspects of IVF more manageable.
Here are five key reasons why our IVF payment plans shine:
- Interest-Free and Money-Saving: Our plans are a cost-effective alternative to high-interest credit cards.
- Fast and Convenient: Quick application process with immediate approval—plus, no large upfront deposit is required.
- Transparent and Flexible: In partnership with Humm, we provide a transparent payment service. You can make extra payments or pay out early with no extra fees.
- Immediate Start: No need to wait and save up. Start your treatment immediately and manage payments in an easy, budget-friendly way.
- User-Friendly: Our simple and straightforward payment plans make your financial journey through IVF less daunting.
Partnering with Humm for a Seamless Experience
Understanding that time is crucial in your journey to parenthood, our IVF payment plans are designed for quick setup. Our partnership with Humm, a trusted Australian financial service provider, allows you to make considerable savings while providing the convenience you need to get started as soon as you’re ready.
Humm maintains complete pricing transparency, charging an $8 monthly fee, a $6 late payment fee, and an establishment fee of $40 for loans of up to $30,000.
Kickstarting Your IVF Journey
To be eligible for Humm’s services, you need to be a permanent Australian resident, aged 18 years or older. You’ll need to provide a valid email address and contact number, have an Australian credit or debit card plus an Australian driver’s license, passport, or Medicare card. Those planning for larger expenses must have a permanent job with at least 25 hours per week.
It’s easy to get started, and our friendly First Step Fertility team are available to help. The application typically takes around five minutes, with immediate approval.
For more information about our IVF payment plans, feel free to contact us at 1800 111 373 or book your appointment online.